These bars are a perfect fall treat. The thick cake-like pumpkin layer went perfectly with the cream cheese swirled in. And the chocolate chips, just consider them the cherry on top.
In a large bowl, combine the flour, sugar, baking powder, cinnamon, baking soda salt, and cloves. Add eggs, pumpkin, and oil. Mix until combined. Spread the batter evenly into a 13x9 baking dish.
Beat the cream cheese and sugar in a medium bowl with a hand mixer until combined. Add the egg and beat until creamy.
Spoon the cream cheese over the pumpkin layer. Use a knife to swirl the mixtures together. Sprinkle the chocolate chips over the bars.
Bake for 30 minutes, or until a toothpick inserted in the center comes out clean. Cool in pan on a wire rack for 2 hours.
Slice and serve. Store leftover bars in the fridge for up to 3 days.